Pensions Goth loves to explain what’s going on in pensions, what Government, industry and regulators are up to and what changes might mean for members. Pensions Goth loves cats, heavy metal music and is passionate about the truth, data and making sense of pensions.
She also tweets as #Pensions_Goth and you can find her on blue sky at @pensionsgoth.bsky.social
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Welcome to Pensions Goth Blog
Insights, stories, commentary and thoughts on pensions policy and events.
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Benefit cuts could badly impact older people
On Tuesday, the Government announced reforms to working age disability benefits with the stated aim of helping those who can work to do so, and supporting those who can’t. This will be done via providing more support and incentives to work, as well as making it harder to…
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The regulatory bar could be too high and uncertain for private sector dashboards, but there are still opportunities for private sector participation
I heard Richard Smith at a Select Committee the other day sharing his view that he does not think we are going to see any private sector dashboards. So, I scheduled a chat with him to hear more. Not only does he have ideas about why these might…
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Industry/Government sandwich!
I’m watching the Work and Pensions Committee evidence session on dashboards that took place yesterday. Excellent evidence from Richard Smith, Kim Gubler, Brian Byrnes, and Maurice Titley. I really enjoyed the impassioned statement from the indefatigable Richard Smith on how dashboards will be game changers for future pensioners.…
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Steve Webb: 100% PPF cover would help support surplus extraction
Sir Steve Webb, Partner at LCP and former Pensions Minister and MP very kindly had a chat with me about surplus extraction. I set out a summary of this fascinating interview below. 😊 PG: What are the government’s stated and unstated aims in allowing surplus extraction? Steve: The…
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Adequacy must be considered as one of the three dimensions affecting retirement living standards
The pensions world is very interested in the upcoming pensions review on adequacy and retirement outcomes. There is widespread concern about the level of contributions people, employers and Government are paying into private pensions and thought will need to be put into how to increase contribution levels to…
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Would means testing the State Pension save much money?
There has been talk recently in the news about means testing the State Pension. This is because the costs of the State Pension will continue to grow, despite increases in State Pension age (SPa). Spending on State pension in 2024/25 is forecast to be around £137.5bn. Spending on…