The women’s financial future initiative exists because women’s life experiences often lead to lower retirement income. Time out for caring, part time work, and relationship changes can affect pensions and long term financial security. The initiative aims to helps women understand how the system works and what practical steps can protect their future income.

What this is
A short, practical session about how financial systems and life experiences affect women’s long term income
Practical
Explains how state and private pensions interact with household decisions, and focuses on key life experiences such as caring, working patterns and relationship change
Supportive
Designed to support informed decisions, and recognises that financial decisions are often made within households and partnerships
Inclusive
Suitable for workplace settings, open to women and to men, and reflects different life experiences shaped by ethnicity, disability, income and caring roles


What this is not
- Not personal financial advice and not a replacement for regulated advice or guidance services
- Not a budgeting or money management course, and not a detailed technical pensions seminar
- Not a requirement to change behaviour or make specific choices, and not targeted at one type of woman or one life path
Find out more
You can download an information pack from this page, which covers the key points from the session and where to go for further support.
Get involved

Book a session for your workplace
If you would like to book a session in your workplace or organisation, please get in touch. Sessions are designed to be practical and accessible, and can be adapted for different audiences, including charities, public sector organisations and employers. They focus on how the system works, so people can understand what shapes their long term income and what to be aware of at different stages of life. To find out more or arrange a session: info@pensionsresearch.co.uk

Volunteer
This initiative is designed to be shared. We are looking for volunteers with pensions or financial expertise who are interested in helping to deliver sessions or support this work within their organisation or networks. The role is not to provide advice, but to help people understand how the system works and how different life experiences can affect long term income. Sessions are structured and supported with materials, so delivery is focused on clear explanation rather than technical depth. If you are interested in getting involved please get in touch: info@pensionsresearch.co.uk

For free, impartial guidance on pensions and retirement, you can also visit MoneyHelper or book a Pension Wise appointment.
MoneyHelper
Free, government-backed guidance
Pensions: 0800 011 3797
Money/debt: 0800 138 7777
For help via WhatsApp: +44 7701 342744
Pension Wise
Free guidance if you are 50+
https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-wise
