In this week’s Pensions Goth blog I talk about how we can close the pensions gender gap, how tomorrow is the last day to pay to fill in gaps in your National Insurance record missed since 2006, and insights from Morgan Vine at the TUC Pensions Conference on Wednesday 2nd April 2025. Many thanks to…
The DWP has announced that the automatic enrolment Earnings Trigger and Qualifying Earnings Band will stay the same in 2025/26 as it was in 2024/25. These affect eligibility and contribution levels and mean that: This means that as earnings increase, more people will be eligible for automatic enrolment, and people will receive and pay more…
The Pension Protection Fund (PPF) has exceeded targets set out in HMT’s Women in Finance Charter! Professional Pensions report that 48% of the senior management roles within the PPF are now held by women. This kind of demographic change should, hopefully, lead to some cultural changes in organisations. Culture has an important role to play…
I wasn’t going to do a blog on the Government’s response to the Ombudsman’s report on WASPI, but then I thought, hey, it’s always useful to revisit the data on any argument. So here we go! Without taking a position, here are the pertinent facts: From 1940 onwards, Men’s State Pension age (Spa) was 65…
I gave evidence to the work and pensions select committee today on pensioner poverty. They are interested in the causes of pensioner poverty and the role that state pensions and benefits play in ameliorating poverty. We talked about so many things during the hour in which I gave evidence alongside Carl Emmerson (IFS), Carole Easton…
I attended the launch of the OECD’s 2024 edition of Pensions Outlook today, kindly hosted by Standard Life at Barings. One of the key themes of this year’s report is inclusivity, as in – how do we ensure all working people are included in quality pension savings? The OECD concludes that multi-employer schemes can play…