Category: Early access
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The road to Pensions Goth – a Pensions Net-Work after dinner speech
Adequacy, Automatic enrolment, Behavioural economics, Benefits, Carers, Decumulation, Defined Benefit, Defined Contribution, Disability, DWP, Early access, Ethnicity, Financial inclusion, Gender, History, Housing, Income, Inflation, Labour market, Long term care, Mansion House, Pension freedoms, Pensions Commission, Pensions gap, Poverty, Private pensions, Retirement, Self employed, State Pension, State Pension age, Triple lock, WomenI never meant to end up in pensions. In fact, I spent the first 15 years or so of my life dreaming about overthrowing capitalism. My father was a Marxist and fed this passion, telling me I would grow up to be a leader of men, and I actually felt that being a revolutionary wasn’t…
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I talk to Anna Brain about Nest Insight’s housing and pensions project Pensions Goth: What were you trying to find out when you started the Housing and Pensions Project, and how did you go about it? Anna: The Housing and Pensions Project started because there has been growing interest in allowing people to access some…
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Gareth Stears of Aries Insight recently shared an idea with me that I hadn’t seen explored elsewhere: using individual annuity-style factors to determine when people can access the state pension. Instead of everyone waiting for a fixed age, or taking early access with a steep actuarial reduction, his proposal would let people with shorter life…
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By 2041 the proportion of retired home owners could fall from around 78% in 2023 to around 63%. An increase in retired renters is not necessarily a problem, but because of changes to the supply of housing stock, the proportion of privately renting pensioners will also increase from around 6% in 2023 to 17% by…