Pensions Goth loves to explain what’s going on in pensions, what Government, industry and regulators are up to and what changes might mean for members. Pensions Goth loves cats, heavy metal music and is passionate about the truth, data and making sense of pensions.
She also tweets as #Pensions_Goth and you can find her on blue sky at @pensionsgoth.bsky.social
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Welcome to Pensions Goth Blog
Insights, stories, commentary and thoughts on pensions policy and events.
Blog categories
- Adequacy
- Automatic enrolment
- Benefits
- Carers
- Chancellor
- Charge cap
- Charges
- Collective Defined Contribution
- Contributions
- Dashboards
- Defined Benefit
- Defined Contribution
- Disability
- DWP
- Ethnicity
- Gender
- History
- Housing
- Income
- Inheritance Tax
- Investment
- Labour market
- LGPS
- Long term care
- Mansion House
- Master Trusts
- Pensions gap
- Poverty
- Private pensions
- Retirement
- Romans
- Small pots
- State Pension
- State Pension age
- Tax
- Uncategorized
- Value for Money
- WASPI
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Pensions, Pilate, and Public Spending: How the Romans gave us pensions
Easter may make some think of the Roman Empire because of its role in the Easter narrative. But this is a pensions blog! And it’s Easter – so let’s make a connection there. While Pontius Pilate is primarily known for his part in the crucifixion story, he was…
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VFM – who will move first?
We’re expecting an update on the Value for Money framework in the upcoming pensions bill, alongside many other things… Put simply, the Value for Money framework is about focusing on net returns and not just costs. It’s simple, right? The Government sees that Master Trusts are competing on…
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Closing the gender pensions gap & the last day to fill gaps from 2006 in National Insurance
In this week’s Pensions Goth blog I talk about how we can close the pensions gender gap, how tomorrow is the last day to pay to fill in gaps in your National Insurance record missed since 2006, and insights from Morgan Vine at the TUC Pensions Conference on…
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Lord Davies on inheritance tax on pension savings – closing the loophole
Lord Davies of Brixton recently, and very kindly, bought me a cup of tea and had a chat with me about IHT. I think he quite clearly sets out the government’s rationale for applying IHT to pension savings and talks us through his concerns. Here is a record…
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Benefit cuts could badly impact older people
On Tuesday, the Government announced reforms to working age disability benefits with the stated aim of helping those who can work to do so, and supporting those who can’t. This will be done via providing more support and incentives to work, as well as making it harder to…
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The regulatory bar could be too high and uncertain for private sector dashboards, but there are still opportunities for private sector participation
I heard Richard Smith at a Select Committee the other day sharing his view that he does not think we are going to see any private sector dashboards. So, I scheduled a chat with him to hear more. Not only does he have ideas about why these might…