Pensions Goth loves to explain what’s going on in pensions, what Government, industry and regulators are up to and what changes might mean for members. Pensions Goth loves cats, heavy metal music and is passionate about the truth, data and making sense of pensions.
She also tweets as #Pensions_Goth and you can find her on blue sky at @pensionsgoth.bsky.social
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Welcome to Pensions Goth Blog
Insights, stories, commentary and thoughts on pensions policy and events.
Blog categories
- Adequacy
- Annuities
- Automatic enrolment
- Benefits
- Carers
- Chancellor
- Charge cap
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Janette Weir on flex first/fix later
In this interview, I talk to the inspirational Janette Weir of Ignition House about the work that companies are doing on flex first/fix later products to meet the Government’s upcoming requirements for schemes to offer default retirement income products. You can read her report (sponsored by Aviva/Age UK)…
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Flying across the world, thinking about retirement: a reflection on pensions and globalisation
I’m writing this at around 17:30 UK time, but I’m actually on an airplane heading to Seattle, Washington, to attend my sister’s wedding. As always, travelling makes you think about how small the globe has become. I can get on a plane in London and ten hours later…
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Roof today – risk tomorrow: should we unlock pensions for housing?
By 2041 the proportion of retired home owners could fall from around 78% in 2023 to around 63%. An increase in retired renters is not necessarily a problem, but because of changes to the supply of housing stock, the proportion of privately renting pensioners will also increase from…
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Pensions, Pilate, and Public Spending: How the Romans gave us pensions
Easter may make some think of the Roman Empire because of its role in the Easter narrative. But this is a pensions blog! And it’s Easter – so let’s make a connection there. While Pontius Pilate is primarily known for his part in the crucifixion story, he was…
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VFM – who will move first?
We’re expecting an update on the Value for Money framework in the upcoming pensions bill, alongside many other things… Put simply, the Value for Money framework is about focusing on net returns and not just costs. It’s simple, right? The Government sees that Master Trusts are competing on…