Pensions Goth loves to explain what’s going on in pensions, what Government, industry and regulators are up to and what changes might mean for members. Pensions Goth loves cats, heavy metal music and is passionate about the truth, data and making sense of pensions.
She also tweets as #Pensions_Goth and you can find her on blue sky at @pensionsgoth.bsky.social
Subscribe to Pensions Goth Blog by emailing “subscribe” to info@pensionsresearch.co.uk
Welcome to Pensions Goth Blog
Insights, stories, commentary and thoughts on pensions policy and events.
Blog categories
- Adequacy
- Advice
- AI
- Annuities
- Automatic enrolment
- Behavioural economics
- Benefits
- Carers
- Chancellor
- Charge cap
- Charges
- Collective Defined Contribution
- Consolidation
- Contributions
- Dashboards
- Data
- Decumulation
- Defined Benefit
- Defined Contribution
- Disability
- Drawdown
- DWP
- Early access
- Engagement
- ESG
- Ethnicity
- FCA
- Financial inclusion
- Gambling
- Gender
- Governance
- Guidance/advice
- History
- Housing
- Income
- Inflation
- Influencers
- Inheritance Tax
- International
- Investment
- Labour market
- LGPS
- Long term care
- Mansion House
- Master Trusts
- MNTs
- Modern slavery
- Nature
- Pension freedoms
- Pension Schemes Act 2026
- Pensions Commission
- Pensions gap
- Poverty
- Private pensions
- Regulation
- Responsible investment
- Retirement
- Romans
- Scale
- Self employed
- Small pots
- Social media
- State Pension
- State Pension age
- Steve Webb
- Tax
- Transfers
- Triple lock
- Trustees
- Uncategorized
- Value for Money
- VFM
- WASPI
- Water
- Women
-
Roof today – risk tomorrow: should we unlock pensions for housing?
By 2041 the proportion of retired home owners could fall from around 78% in 2023 to around 63%. An increase in retired renters is not necessarily a problem, but because of changes to the supply of housing stock, the proportion of privately renting pensioners will also increase from…
-
Pensions, Pilate, and Public Spending: How the Romans gave us pensions
Easter may make some think of the Roman Empire because of its role in the Easter narrative. But this is a pensions blog! And it’s Easter – so let’s make a connection there. While Pontius Pilate is primarily known for his part in the crucifixion story, he was…
-
VFM – who will move first?
We’re expecting an update on the Value for Money framework in the upcoming pensions bill, alongside many other things… Put simply, the Value for Money framework is about focusing on net returns and not just costs. It’s simple, right? The Government sees that Master Trusts are competing on…
-
Closing the gender pensions gap & the last day to fill gaps from 2006 in National Insurance
In this week’s Pensions Goth blog I talk about how we can close the pensions gender gap, how tomorrow is the last day to pay to fill in gaps in your National Insurance record missed since 2006, and insights from Morgan Vine at the TUC Pensions Conference on…
-
Lord Davies on inheritance tax on pension savings – closing the loophole
Lord Davies of Brixton recently, and very kindly, bought me a cup of tea and had a chat with me about IHT. I think he quite clearly sets out the government’s rationale for applying IHT to pension savings and talks us through his concerns. Here is a record…