Jemma Mouland, Deputy Director for Ageism and Inequality at Centre for Ageing Better, got in touch to discuss some of the age-based rules that remain embedded in pension and insurance regulation. This post sets out the key points from that conversation. Two recent policy changes signal that age should not determine participation in working life.…
How do you ensure accountability without removing the judgement that good decision-making requires? There is no cost-free answer; metric-based systems cost less to administer but can distort behaviour, while qualitative supervision is more flexible but can place greater demands on regulators and schemes. The VFM framework was introduced to address the problem of high charges…
I know there’s a lot going on for all of us, and the world, at the moment, but I think it’s worth returning to this topic. Modern slavery remains widespread and deeply embedded in global supply chains. The International Labour Organisation estimates that around 49 million people are affected worldwide, and most experts believe this…
Defined Contribution (DC) schemes are under growing pressure to back UK growth, but the example they are told to follow – the Local Government Pension Scheme (LGPS) – has some advantages they cannot easily replicate. Border to Coast’s £500m UK opportunities strategy shows what can be achieved when funds pool and commit to illiquid assets.…