Pensions Goth loves to explain what’s going on in pensions, what Government, industry and regulators are up to and what changes might mean for members. Pensions Goth loves cats, heavy metal music and is passionate about the truth, data and making sense of pensions.
She also tweets as #Pensions_Goth and you can find her on blue sky at @pensionsgoth.bsky.social
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Welcome to Pensions Goth Blog
Insights, stories, commentary and thoughts on pensions policy and events.
Blog categories
- Adequacy
- Advice
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- Annuities
- Automatic enrolment
- Behavioural economics
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Delaying the adequacy review doesn’t make sense
According to the Financial Times, Rachel Reeves has announced that the adequacy element of the pensions review is going to be put on hold. The rationale is that a review of adequacy could result in pension contribution increases that would force employers to spend “billions of pounds” more…
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Is pension contribution affordability falling for the poorest?
I watched the live stream of the Resolution Foundation seminar yesterday on their excellent report: A hard day’s night: the labour market experience of low-to-middle income families. This report highlights that employment rates have increased among low income families despite factors which would have been expected to reduce…
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Let’s include everyone in inclusivity
I attended the launch of the OECD’s 2024 edition of Pensions Outlook today, kindly hosted by Standard Life at Barings. One of the key themes of this year’s report is inclusivity, as in – how do we ensure all working people are included in quality pension savings? The…
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The drive for pension scheme investment in the UK will result in dilemmas
I feel like the Government’s agenda around pension scheme investment is a bit confusing at the moment. On the one hand, there is the drive for DC schemes to invest more in illiquids, infrastructure and private markets generally. Then there is the added element that the Government believes…
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Where next for LGPS pooling?
The Government is frustrated at the slow pace of LGPS pooling. Since the eight LGPS pools were set up in 2015, the Government has been pushing for 100% pooling. However, as of March 2024, only 45% of LGPS assets are invested through pools (HMT, 2024). The level of…
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Renting is a lifelong issue and housing supply is a big part of the solution
I was so interested to read the Resolution Foundation’s (RF) Housing Outlook 2024, which highlighted that increases in Housing Costs are increasingly pushing poorer families with children below the poverty line. The RF pointed to more children growing up in the private rental sector as a key determinant…