Pensions Goth loves to explain what’s going on in pensions, what Government, industry and regulators are up to and what changes might mean for members. Pensions Goth loves cats, heavy metal music and is passionate about the truth, data and making sense of pensions.

She also tweets as #Pensions_Goth and you can find her on blue sky at @pensionsgoth.bsky.social

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    Welcome to Pensions Goth Blog

    Insights, stories, commentary and thoughts on pensions policy and events.

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      Why gambling needs to be part of financial inclusion strategies

      The new UK Financial Inclusion Strategy is a welcome step forward. It recognises the scale of exclusion in the UK and makes an important commitment: financial education will become compulsory in primary schools in England – hopefully building confidence with money early in life,  before people are juggling…

    • We need a national insurance plan for care

      Most people think of long-term care as something that happens to other people, if they think of it at all. The reality is that only a minority of older people will ever need full-time residential care, but for those who do, the cost can be ruinous: around £800…

    • Nature, inequality, and the future of pension risk

      Nature risk is often treated as a side issue in finance but it sits at the centre of economic stability. Soil, water, and ecological systems support almost every part of the economy. When they are damaged, production slows, costs rise, and markets become less predictable. That makes nature…

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      AI, advice, and the pensions cod piece

      I was gutted to miss Joe Craig’s session in Manchester on the opportunities and challenges associated with AI. Apparently, they’d made a deepfake video of him selling an earpiece that translates pensions jargon – the pensions codpiece! It sounded both fascinating and entertaining. But I did get to…

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      Fairness, Philosophy, and the Beveridge Vision

      I had the honour of running a workshop alongside Andy Seed last week at Owen James’ excellent Retirement Matters conference. We discussed the Pensions Commission and what it needs to consider, and one point really stood out: we seem to have lost sight of the philosophy that underpinned…

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      Don’t forget the stock market!

      Recent reforms have focused heavily on private markets and infrastructure. These are important, but the UK stock market also supports growth, and it is easier for schemes to use and for members to understand. A new report from New Financial argues that the government should revisit the role…