Pensions Goth loves to explain what’s going on in pensions, what Government, industry and regulators are up to and what changes might mean for members. Pensions Goth loves cats, heavy metal music and is passionate about the truth, data and making sense of pensions.
She also tweets as #Pensions_Goth and you can find her on blue sky at @pensionsgoth.bsky.social
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Welcome to Pensions Goth Blog
Insights, stories, commentary and thoughts on pensions policy and events.
Blog categories
- Adequacy
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Beyond the headlines: pensioner poverty is often overlooked
Pensioners are often described as a group that has benefited from generous pensions, rising property values and stable incomes. But this view overlooks the reality for many older people. There is significant variation in income and security among pensioners, and a growing number face financial hardship. Poverty in…
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Disability benefit reform is hitting older people hard – here’s the data
In its Pathways to Work report, the Work and Pensions Select Committee raised concerns about the impact of proposed benefit changes on older people: “We put it to the Minister that the changes to PIP eligibility and UC would disproportionately affect older people, despite that group being less…
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Where Are the People in the Pensions Commission’s Thinking?
The new Pensions Commission aims to finish what Turner, Drake, and Hill started. Its scope focuses on adequacy, fairness, and risk. But, it misses a recognition of how people move through working life and into retirement. The Commission identifies system-level challenges, but does not fully account for how…
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Is the triple lock a red herring?
The triple lock gets a lot of bad press. It’s been cast as the main villain in State Pension cost rises, by being a supposedly unsustainable ratchet, cranking up the pension bill year after year. But while the triple lock has become more expensive than expected, it’s not…
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Do We Need a Collective Approach to Human Rights and ESG?
I had the pleasure of attending a Quietroom dinner on Tuesday, where a brilliant panel explored ESG, Trump, and what lies ahead for investors. The conversation highlighted just how complex the landscape has become, and left me wondering whether pension schemes need collective support to navigate difficult questions.…
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We need an incorruptible State Pension target
The IFS pensions review proposals and Hymans recent pensions plan for the new government, among others, suggest maintaining the State Pension triple lock until it meets a target, and then keeping pace with that target. Setting a target will not be straightforward. First of all, do we aim…