Pensions Goth loves to explain what’s going on in pensions, what Government, industry and regulators are up to and what changes might mean for members. Pensions Goth loves cats, heavy metal music and is passionate about the truth, data and making sense of pensions.
She also tweets as #Pensions_Goth and you can find her on blue sky at @pensionsgoth.bsky.social
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Welcome to Pensions Goth Blog
Insights, stories, commentary and thoughts on pensions policy and events.
Blog categories
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Mind the gap: rethinking early state pension access
State Pension age is rising. 15 years ago, it was 60 for women and 65 for men, and it is now on a slow path to 68. Both the Pensions Commission and the State Pension age review are considering adequacy. This makes it the right moment to examine…
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Why DC struggles to follow LGPS
Defined Contribution (DC) schemes are under growing pressure to back UK growth, but the example they are told to follow – the Local Government Pension Scheme (LGPS) – has some advantages they cannot easily replicate. Border to Coast’s £500m UK opportunities strategy shows what can be achieved when…
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Modern Slavery Is in Your Portfolio
Modern slavery isn’t a distant problem. It is embedded in the supply chains behind everyday goods and services – and that means it is embedded in investment portfolios, including those of pension schemes. That is why it is so welcome to see IFM Investors publish their paper Addressing…
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Beyond the headlines: pensioner poverty is often overlooked
Pensioners are often described as a group that has benefited from generous pensions, rising property values and stable incomes. But this view overlooks the reality for many older people. There is significant variation in income and security among pensioners, and a growing number face financial hardship. Poverty in…
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Disability benefit reform is hitting older people hard – here’s the data
In its Pathways to Work report, the Work and Pensions Select Committee raised concerns about the impact of proposed benefit changes on older people: “We put it to the Minister that the changes to PIP eligibility and UC would disproportionately affect older people, despite that group being less…
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Where Are the People in the Pensions Commission’s Thinking?
The new Pensions Commission aims to finish what Turner, Drake, and Hill started. Its scope focuses on adequacy, fairness, and risk. But, it misses a recognition of how people move through working life and into retirement. The Commission identifies system-level challenges, but does not fully account for how…