Category: Housing
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The new Pensions Commission aims to finish what Turner, Drake, and Hill started. Its scope focuses on adequacy, fairness, and risk. But, it misses a recognition of how people move through working life and into retirement. The Commission identifies system-level challenges, but does not fully account for how individual experience shapes pension outcomes over time.…
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I’m delighted to introduce my summer intern, Lamara Wilson. She’s studying Social Policy at the University of Lincoln and is joining me this summer to learn all about pensions. I’m sure many of you will see her out and about with me, come and say hi! Lamara and I went to the Housing 2025 conference…
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By 2041 the proportion of retired home owners could fall from around 78% in 2023 to around 63%. An increase in retired renters is not necessarily a problem, but because of changes to the supply of housing stock, the proportion of privately renting pensioners will also increase from around 6% in 2023 to 17% by…
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The pensions world is very interested in the upcoming pensions review on adequacy and retirement outcomes. There is widespread concern about the level of contributions people, employers and Government are paying into private pensions and thought will need to be put into how to increase contribution levels to meet retirement income adequacy measures such as…
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I gave evidence to the work and pensions select committee today on pensioner poverty. They are interested in the causes of pensioner poverty and the role that state pensions and benefits play in ameliorating poverty. We talked about so many things during the hour in which I gave evidence alongside Carl Emmerson (IFS), Carole Easton…
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I was so interested to read the Resolution Foundation’s (RF) Housing Outlook 2024, which highlighted that increases in Housing Costs are increasingly pushing poorer families with children below the poverty line. The RF pointed to more children growing up in the private rental sector as a key determinant and calculate that high rental costs in…