Category: Ethnicity
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I was speaking at FT Adviser’s Financial Advice Forum event yesterday and I was asked about what the SPa review may yield. It got me thinking about the stagnation in life expectancy increases. In 2020/22 life expectancy projections were around the same level they were at in 2010–2012 for females, and slightly lower for males,…
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The new Pensions Commission aims to finish what Turner, Drake, and Hill started. Its scope focuses on adequacy, fairness, and risk. But, it misses a recognition of how people move through working life and into retirement. The Commission identifies system-level challenges, but does not fully account for how individual experience shapes pension outcomes over time.…
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The DWP has announced that the automatic enrolment Earnings Trigger and Qualifying Earnings Band will stay the same in 2025/26 as it was in 2024/25. These affect eligibility and contribution levels and mean that: This means that as earnings increase, more people will be eligible for automatic enrolment, and people will receive and pay more…
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I attended the launch of the OECD’s 2024 edition of Pensions Outlook today, kindly hosted by Standard Life at Barings. One of the key themes of this year’s report is inclusivity, as in – how do we ensure all working people are included in quality pension savings? The OECD concludes that multi-employer schemes can play…