Category: Early access
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I talk to Anna Brain about Nest Insight’s housing and pensions project Pensions Goth: What were you trying to find out when you started the Housing and Pensions Project, and how did you go about it? Anna: The Housing and Pensions Project started because there has been growing interest in allowing people to access some…
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Gareth Stears of Aries Insight recently shared an idea with me that I hadn’t seen explored elsewhere: using individual annuity-style factors to determine when people can access the state pension. Instead of everyone waiting for a fixed age, or taking early access with a steep actuarial reduction, his proposal would let people with shorter life…
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By 2041 the proportion of retired home owners could fall from around 78% in 2023 to around 63%. An increase in retired renters is not necessarily a problem, but because of changes to the supply of housing stock, the proportion of privately renting pensioners will also increase from around 6% in 2023 to 17% by…