The women’s financial future initiative exists because women’s life experiences often lead to lower retirement income. Time out for caring, part time work, and relationship changes can affect pensions and long term financial security. The initiative aims to helps women understand how the system works and what practical steps can protect their future income.
Women’s experiences are not all the same. Outcomes are shaped by factors such as ethnicity, disability, income, caring responsibilities and where people live. These factors can affect access to work, pay, stability and the ability to save. The initiative reflects this by recognising different life paths and the ways these experiences can build over time.
What this is
A short, practical session about how financial systems and life experiences affect women’s long term income
Practical
Explains how pensions, state entitlement and household decisions interact, and focuses on key life experiences such as caring, working patterns and relationship change.
Supportive
Designed to support informed decisions, not tell people what to do, and recognises that financial decisions are often made within households and partnerships
Inclusive
Suitable for workplace settings, open to women and to men who support them, and reflects different life experiences shaped by ethnicity, disability, income and caring roles
What this is not
- Not advice or guidance: not personal financial advice and not a replacement for regulated advice or guidance services
- Not about managing day to day money: not a budgeting or money management course, and not a detailed technical pensions seminar
- Not prescriptive or narrow: not a requirement to change behaviour or make specific choices, and not targeted at one type of woman or one life path
Find out more
You can download a short information pack from this page, which covers the key points from the session and where to go for further support.
Get involved
Book a session for your workplace
If you would like to book a session in your workplace or organisation, please get in touch. Sessions are designed to be practical and accessible, and can be adapted for different audiences, including charities, public sector organisations and employers. They focus on how the system works, so people can understand what shapes their long term income and what to be aware of at different stages of life. To find out more or arrange a session: [insert email address].
Volunteer
This initiative is designed to be shared. We are looking for volunteers with pensions, policy or financial expertise who are interested in helping to deliver sessions or support this work within their organisation or networks. The role is not to provide advice, but to help people understand how the system works and how different life experiences can affect long term income. Sessions are structured and supported with materials, so delivery is focused on clear explanation rather than technical depth. If you are interested in getting involved please get in touch: [insert email address]
For free, impartial guidance on pensions and retirement, you can also visit MoneyHelper or book a Pension Wise appointment.
MoneyHelper
Free, government-backed guidance
Pensions: 0800 011 3797
Money/debt: 0800 138 7777
WhatsApp: +44 7701 342744
Pension Wise
Free guidance if you are 50+
https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-wise