Category: Engagement

  • Interactive pension tools and the problem of complex lives

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    The FCA is proposing to replace the existing pension projections framework for interactive digital tools, which was designed for static illustrations, with a new regime intended to support more flexible and personalised modelling. The aim is to allow providers to reflect different contribution patterns, retirement ages and ways of taking income, rather than presenting a…

  • Dungeons, dragons, and pensions

    I spent yesterday at Lincoln University offering students cake in exchange for taking a survey on the impact of social influencers on their attitudes to retirement. Students are very easy to bribe with cake, and the last trays went to three young women who said they would quite happily have them for dinner. What stood…

  • Long live the human being!

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    Human beings learn basic survival behaviours early in life. These sit in the parts of the brain that manage instinct and emotion. They help us respond quickly to hunger, threat and discomfort and they reduce the need to think through every small decision. These patterns helped humans survive in environments where energy, safety and predictability…

  • The problem isn’t engagement, it’s how we’re doing it

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    An interview with Joe Craig of Quietroom PG: I said to you recently that it’s really hard to engage people who aren’t already engaged, and that responsible investment doesn’t change behaviour. But you pushed back on both, which made me really want to discuss further. Joe Craig: I did. Because in both cases, it’s not that engagement is impossible.…