Category: Advice

  • Interactive pension tools and the problem of complex lives

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    The FCA is proposing to replace the existing pension projections framework for interactive digital tools, which was designed for static illustrations, with a new regime intended to support more flexible and personalised modelling. The aim is to allow providers to reflect different contribution patterns, retirement ages and ways of taking income, rather than presenting a…

  • AI, advice, and the pensions cod piece

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    I was gutted to miss Joe Craig’s session in Manchester on the opportunities and challenges associated with AI. Apparently, they’d made a deepfake video of him selling an earpiece that translates pensions jargon – the pensions codpiece! It sounded both fascinating and entertaining. But I did get to hear the gist over drinks at Hymans’…

  • Why We Are Studying Financial Influencers

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    Pensions policy is shifting. The Value for Money framework, Mansion House, and new decumulation defaults all aim to improve outcomes for savers. These reforms focus on the performance of schemes and the behaviour of providers and trustees. They do not address where people get their information, or how this influences the decisions they make about…